SERVICES

Services

LENDING

Purchase of property, including investment property

We will search with a range of lenders for your residential and/or investment properties to find the right loan for your needs. 
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LENDING

Refinance of your existing debt

We can review your existing and current home loan to ensure it remains competitive and suitable for your needs. 
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LENDING

Debt consolidation

We can help you consolidate your debt by offering competitive choices for you by bringing all of your loans together to reduce interest paid by you. 
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LENDING

Commercial lending

We have a range of lending solutions to assist in your business or commercial lending needs.
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LENDING

Documents required

Please find below a listing of documents that may be required to be provided by you.
This is not the full and complete list, and may vary on your personal situation.
Basic Information:
  • Photo Identification
Information about your income: 
  • 2 most recent consecutive electronic payslips (no more than 6 weeks old) OR
  • A letter from your employer on their letterhead stating position, length of employment, employment status and gross income signed and dated by the employer PLUS
  • Most recent group certificate or Notice of Assessment
If Self Employed:
  • Last 2 years personal tax returns including Notice of Assessment
  • Last 2 years company/business financial statements
  • Last 2 years company/business tax returns
Information about your spending and saving habits:
  • Evidence on how much you pay for utilities, household costs and personal costs.
  • Evidence of banking history (most recent 6 months bank statements)
Other financial documents:
  • A list of your assets with details of each.
  • A list of your liabilities with details of each.
  • Bank statements for past 6 month for any loans or credit cards being refinanced.
Purchase/Refinance details:
  • Contract of sale
  • Rental appraisal (if purchasing an investment property)
  • Current rates notice for all properties being refinanced
  • Rental Statement (if investment property is being refinanced)
  • Council approved plans (if building)
  • Builders contract (if building)
Other Documents:
  • Policy schedules for any insurances you hold
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With TNS Lending, you will receive guidance and peace of mind around your lending needs knowing you are dealing with a local, family owned business, with a strong history in the finance industry. 

TNS Lending
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