Please find below a listing of documents that may be required to be provided by you.
This is not the full and complete list, and may vary on your personal situation.
Basic Information:
Information about your income:
- 2 most recent consecutive electronic payslips (no more than 6 weeks old) OR
- A letter from your employer on their letterhead stating position, length of employment, employment status and gross income signed and dated by the employer PLUS
- Most recent group certificate or Notice of Assessment
If Self Employed:
- Last 2 years personal tax returns including Notice of Assessment
- Last 2 years company/business financial statements
- Last 2 years company/business tax returns
Information about your spending and saving habits:
- Evidence on how much you pay for utilities, household costs and personal costs.
- Evidence of banking history (most recent 6 months bank statements)
Other financial documents:
- A list of your assets with details of each.
- A list of your liabilities with details of each.
- Bank statements for past 6 month for any loans or credit cards being refinanced.
Purchase/Refinance details:
- Contract of sale
- Rental appraisal (if purchasing an investment property)
- Current rates notice for all properties being refinanced
- Rental Statement (if investment property is being refinanced)
- Council approved plans (if building)
- Builders contract (if building)
Other Documents:
- Policy schedules for any insurances you hold